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Loan Types

Faye Emerson Realty works in conjunction with the following types of loans/payment options:

Conventional Loans

A mortgage that is not guaranteed or insured by any government agency. It is typically fixed in its terms and rate. Conventional mortgages save cash for borrowers with good credit.

Rural Development loans

Zero-down-payment mortgages for rural and suburban homebuyers. Qualified buyers can purchase their dream homes with 100% financing.

Idaho Housing and Finance Association loans

Qualified lenders will receive safe, fixed interest loans at affordable rates, in addition to assistance with down payments and closing costs.

Federal Housing Administration (FHA) loans

Requires a low down payment and is accessible to lenders with less than perfect credit.

Veterans Administration (VA) Loans

Benefits include no monthly mortgage insurance premiums, upfront and annual mortgage insurance charges and lower average interest rates than other loan types.

Cash

Be sure to reach out in order to find out more about each loan type and what they can do for you!